Tuesday, November 17, 2009

Medical Deductible for Shoe Insert Orthotics, Year-End Insurance

Shoe insert orthotics are part of a healthy life-style choice that will keep you on your feet for years to come.

Every autumn my orthotics clinic becomes very busy because many clients come in to take advantage of their annual medical policy and update their shoe insert orthotics. Check out your insurance funds and if you have funds available, remember to purchase your othotics or duplicates before the end of the year.

It's very important to have duplicate orthotics because you are more likely to use your othotics when it's easiest. Having orthotics in more than one pair of shoes makes it easier to use them and allows each pair to thoroughly dry out before wearing them again.

Medical expense plans or "cafeteria plans" are a pool of funds that certain insurance companies (usually through a business medical insurance plan) offer to employees and members. This type of fund is a don't-use-it-you-lose-it policy, so be sure to use your available funds before Jan. 1st.

Other insurance companies have a yearly deductible, that if a recipient may have fulfilled over the year, enables them to have more of their out-of-pocket medical expenses paid. Some insurance companies allow one pair of foot orthotics per year, or a certain amount of money to be put towards the purchase of a shoe insert or foot orthotic.